SOURCE: Montlick & Associates
ATLANTA, GA--(Marketwire - Jun 12, 2012) - It is understandable that the stress of an automobile accident can careen even the most levelheaded person into a frazzled mental state. For this reason, some insurance companies like to take advantage of the uncertainty that an accident can cause by calling accident victims within the first few days following a crash. While speaking to an insurance representative may seem to be the only natural thing to do, as victims certainly need to settle a claim, if not handled correctly it can prove the worst thing possible for their case. Montlick & Associates reviews auto, truck and motorcycle insurance cases daily, and the firm knows the trouble that saying the wrong thing to the adjuster can cause. As a result, the attorneys at this firm urge their clients not to speak to insurance adjusters without first consulting an attorney.
An article on BusinessReviewUSA.com details the ways in which even innocent statements can haunt accident victims. To create doubt as to who caused the accident, insurance adjusters will hold on to every shred of uncertainty that an accident victim provides in an effort to spin the case and, ultimately, shell out less cash. According to the article, phrases like "I'm sorry" and other commonly uttered statements, even when made by an innocent driver, can drastically reduce the settlement that insurance companies offer.
"There is essentially no compelling reason to speak with the other driver's insurer; the only parties you should provide with a factual version of events are your auto accident lawyer, your insurer, and the police," the previously cited article states. "Even the truth can be manipulated and misinterpreted by the insurer to deny you compensation. For instance, they may engage in what seems like small talk while 'waiting for their computer to load' by asking you where you were headed when the accident occurred -- even this seemingly innocuous detail can be turned on you as evidence that you were in a hurry (and thus more likely to have caused the crash)."
"At Montlick & Associates, we have been reviewing cases and helping victims of auto accidents get the compensation they deserve since 1984. Remember, the adjuster works for the insurance company, not for you. At Montlick & Associates, we only represent injured people and their families, and our attorneys fight hard to protect your rights," comments Melinda Jeffress, the Director of Community Service at Montlick & Associates.
According to Montlick & Associates, based on their 28 years of experience, the best strategy at the scene of an accident is not to make any comments to anyone about the accident except the police. When the police arrive, be honest and cooperative by stating the facts. Avoid guessing, making admissions or stating your opinions. Additionally, in most situations, especially if one has sustained personal injuries, one should decline to speak with the other driver's insurance company until one has consulted with a lawyer.
In addition to these tips, the attorneys at Montlick & Associates have a free smart phone app, which smart phone users can download and use to obtain advice in the moments following an auto accident.
Montlick & Associates provides a free consultation and pursues legal cases in all types of cases involving personal injuries, including: car accidents, auto accidents, truck accidents, drunk driving, pedestrian accidents, motorcycle accidents, SUV accidents, bus accidents, workers compensation, job injuries, brain and head injuries, falls, premises liability, nursing home abuse, social security disability, products liability, medical malpractice and animal bites.