SOURCE: Montlick & Associates
ATLANTA, GA--(Marketwire - Nov 5, 2012) - In the wake of a highway accident, one of the first things on any motorist's agenda is to contact the applicable insurance company and file a claim for any damage. While some consumers have come to take for granted the coverage provided by their insurance agency, a recent NASDAQ.com article raises an important point -- namely, that insurance companies are not required to pay for any and all damage that happens in an auto accident. What this means is that there are many instances in which a motorist is left with financial obligations for which a particular insurance company is not responsible. One example of this is when the liable driver flees the scene and their identity is unknown, and the occupants/vehicle that are harmed do not have uninsured motorist coverage; this article has won the attention of Montlick & Associates, a personal injury firm serving Georgia and the southeast.
The NASDAQ.com article highlights a real-life scenario involving three motorists; the driver who was at fault fled the scene, and the two remaining drivers lacked collision insurance and uninsured motorist coverage, leaving them to pay for the damages to their own vehicles. This is one scenario in which the insurance company has no responsibility, NASDAQ.com says.
According to Montlick & Associates, while complaints about insurance companies are common in the wake of auto accidents, in some situations they stem from a misunderstanding of what insurance companies are obligated to do. Montlick & Associates has weighed in on the article with a press statement, offering some general advice to motorists.
"This situation is a perfect example of why everyone should have as much uninsured/underinsured (UM) motorist coverage as they can," comments David R. Montlick, CEO of Montlick & Associates. "UM coverage not only pays when the other driver does not have enough insurance, which is an all too common scenario, but it also pays when the identity of the driver of the vehicle that caused the accident is unknown, such as in a hit-and-run, or when someone leaves the scene of the accident."
At Montlick & Associates, complaints from drivers are commonly heard and reviewed, and the firm has been protecting the rights of injured people since 1984, and fighting hard to get them the compensation they deserve. Serving the entire State of Georgia, Montlick & Associates is a personal injury firm that is known for always representing the interests of individuals and families.
Montlick & Associates is an experienced legal firm that handles a wide variety of cases and complaints associated with personal injury, including car, truck and auto accidents, drunk driving accidents, pedestrian accidents, motorcycle accidents, bus accidents, SUV accidents, brain and head injuries, workers compensation, premises liability, job injuries, nursing home abuse, falls, social security disability, animal bites, products liability and medical malpractice.
Montlick & Associates provides a free consultation with an attorney. Interested individuals can call Montlick & Associates 24/7 at 1-800-LAW-NEED or use the firm's free 24/7 Live Online Chat at www.montlick.com.